Engagement Ring Financing Reddit

First time ring shopper and i was seeing if there s anything i should know before i go in person to see it.

Engagement ring financing reddit.

A coworker told me 3 months salary but that seems grossly inappropriate i make good money mid six figures my lifestyle however is fairly modest compared to income. I m about to buy an engagement ring and i m getting really hung up on how much to spend. A place for all of us to post our engagement rings. A personal loan is a flexible form of financing whether for an engagement ring or other major purchase.

Posted by 3 years ago. Quick easy credit approvals with simple transparent terms. Engagement ring is the first financial commitment in an avalanche in the next 1 2 years. I m just curious if there s any true downside to this vs paying upfront.

If i followed that rule i would be dropping that much on a ring which is a lot. You can find these loans through banks credit unions and online lenders. Not looking for anything insane probably in the 2 3k range. The ring should not actually be 2 3 months gross pay.

In short if you truly do care about finances don t drop 10k on a ring. Reddit what s your tips on ring engagement shopping. Common financing options include in house financing through the jeweler store credit cards and lease to own programs. Please do not post links for selling of engagement rings that is not the intent of this subreddit.

I see a ring online that s a great price. If your eyes glaze over when it s time to talk wedding budget you re not alone. Engagement rings can be a significant investment but most jewelry stores offer some sort of financing program and many even have programs for those with less than perfect credit. Also feel free to show off your engagement rings.

Even for the mathematically inclined it s difficult to know what kind of budget to set for an engagement ring. I m in the market for an engagement ring in the near future. Apply online in minutes today. A 5k ring would kick most other engagement ring s assess.

When a ring is that much don t forget to factor in insurance and maintainence. I have a stable job and am staying within my budgeted price range. Minimum borrowing amounts start at 1 000 or more repayment terms range from 12 to 60 months or longer. This is where you can discuss a possible purchase or an explanation of what you or your significant other wants.

Enjoy 0 interest financing for up to 24 months on designer engagement rings wedding rings certified diamonds fine jewelry. I ve seen a variety of offers for 0 financing on sites like brilliant earth.